Hoist Finance’s overall purpose is to contribute to a healthy and inclusive financial ecosystem. The value creation of our business begins with the investment in a portfolio of non-performing loans.
Our business contributes to an inclusive financial ecosystem. By acquiring non-performing loans, we support financial institutions to free up resources for their respective core business. This allows them to reduce capital requirements and cost of capital and increases their ability to generate new lending. Hereby we promote a well-functioning financial system.
By supporting consumers and smaller companies to resolve their debt in default and get them back on track financially, we contribute to financial inclusion. An inclusive financial ecosystem has many advantages for society and the economy as a whole, with positive impact on economic growth, job opportunities and household income.