Profitability and return
By ensuring the right balance between growth, profitability and capital efficiency we aim to achieve a return on equity exceeding 15 per cent.
Capital structure
Under normal conditions, the CET1 ratio should be 2.3–3.3 percentage points above overall CET1 requirements specified by the Swedish Financial Supervisory Authority.
Growth
EPS (adjusted for AT1 costs) should grow by an average annual growth rate of 15 per cent over a business cycle.
Dividend policy
Hoist Finance’s dividend will in the long-term correspond to 25–30 per cent of the annual net profit of the group. The dividend will be determined annually, with respect to the company’s and group’s capital target and the outlook for profitable growth.